.calc-shell,.calc-shell *,.calc-shell *:before,.calc-shell *:after{box-sizing:border-box}.calc-shell{--bg-deep:#f9fafb;--bg-card:#fff;--bg-input:#ffffff;--bg-addon:#f3f4f6;--field-border:#9ca3af;--text-primary:#111827;--text-secondary:#4b5563;--text-muted:#6b7280;--selected-bg:#13294b;--selected-border:#13294b;--selected-text:#ffffff;--brand-navy:#13294b;--accent-ember:#3d8bb0;--accent-warm:#2b6c8f;--border:#e5e7eb;--gradient-ember:linear-gradient(135deg,#2b6c8f,#7fb6d2);--color-rmd:#173f73;--color-hsa:#16784f;--color-cash:#64748b;--color-traditional:#7655a8;--color-taxable:#337f9c;--color-roth:#0f766e;margin:0;padding:0;font-family:var(--font-sans, "Source Sans 3", system-ui, sans-serif);background:var(--bg-deep);color:var(--text-primary);line-height:1.55;overflow-x:clip}.calc-shell h1,.calc-shell h2,.calc-shell h3{margin:0;color:var(--brand-navy);font-weight:600;line-height:1.2}.calc-shell p{margin:0}.wf-page-head{padding:28px 32px 0;text-align:center}.wf-page-head h1{color:var(--text-primary);margin-bottom:6px}.wf-page-head p{color:var(--text-secondary);max-width:700px;margin:0 auto}.main{max-width:1100px;margin:0 auto;padding:28px 32px 60px}.calc-card,.wf-result-hero,.wf-tax-insight,.wf-path-card,.wf-detail-card{background:var(--bg-card);border:1px solid var(--border);border-radius:16px}.calc-card{padding:36px 40px}.wf-progress{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:32px}.wf-progress button{display:flex;align-items:center;gap:8px;border:1px solid var(--border);border-radius:9px;background:var(--bg-input);color:var(--text-secondary);padding:10px 12px;font:inherit;font-size:var(--text-base);cursor:pointer}.wf-progress button.active{border-color:var(--selected-border);background:var(--selected-bg);color:var(--selected-text);font-weight:600}.wf-progress-num{display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--bg-addon);color:var(--brand-navy);font-size:var(--text-base);font-weight:700;flex:0 0 auto}.wf-progress button.active .wf-progress-num{background:#ffffff38;color:#fff}.wf-step[hidden],.wf-hidden{display:none!important}.wf-step-head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:26px}.wf-step-head h2{font-size:var(--text-xl)}.wf-step-head p{color:var(--text-secondary);margin-top:6px;font-size:var(--text-base)}.wf-step-count{color:var(--accent-warm);font-size:var(--text-base);font-weight:700;white-space:nowrap}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}.form-group{display:flex;flex-direction:column;gap:7px}.form-group.full{grid-column:1/-1}.calc-shell label{color:var(--text-secondary);font-size:var(--text-base);font-weight:500}.helper{color:var(--text-muted);font-size:var(--text-base);font-weight:400}.wf-detail-card .helper a{color:var(--accent-ember);font-weight:600;text-decoration:underline;text-underline-offset:3px}.req{color:var(--accent-ember)}.calc-shell input[type=number],.calc-shell input[type=text],.calc-shell select{width:100%;padding:11px 14px;background-color:var(--bg-input);border:1px solid var(--border);border-radius:8px;color:var(--text-primary);font:inherit;font-size:var(--text-base);outline:none}.calc-shell input:focus,.calc-shell select:focus{border-color:var(--accent-ember)}.input-prefix{display:flex;align-items:center}.input-prefix span{padding:11px 12px;background:var(--bg-addon);border:1px solid var(--border);border-right:0;border-radius:8px 0 0 8px;color:var(--text-muted)}.input-prefix input{border-radius:0 8px 8px 0!important}.input-suffix{display:flex;align-items:center}.input-suffix input{border-radius:8px 0 0 8px!important}.input-suffix span{padding:11px 12px;background:var(--bg-addon);border:1px solid var(--border);border-left:0;border-radius:0 8px 8px 0;color:var(--text-muted)}.toggle-row{display:flex;border:1px solid var(--border);border-radius:8px;overflow:hidden}.toggle-btn{flex:1;padding:10px;border:0;border-left:1px solid var(--border);background:var(--bg-input);color:var(--text-secondary);font:inherit;cursor:pointer}.toggle-btn:first-child{border-left:0}.toggle-btn.active{background:var(--selected-bg);color:var(--selected-text);font-weight:600;box-shadow:inset 0 0 0 1px var(--selected-border)}.wf-nav-actions{display:flex;justify-content:space-between;gap:12px;margin-top:30px}.wf-btn{border:1px solid var(--brand-navy);border-radius:9px;padding:11px 17px;background:#fff;color:var(--brand-navy);font:inherit;font-weight:600;cursor:pointer}.wf-btn.primary{background:var(--brand-navy);color:#fff}.wf-btn:disabled{opacity:.5;cursor:not-allowed}.wf-check{display:flex;align-items:center;gap:9px;margin-top:14px}.wf-check input{width:18px;height:18px}.wf-callout{border:1px solid #e8d49b;border-radius:12px;background:#f3f8fb;color:#5f4a10;padding:16px 18px;margin-top:18px;font-size:var(--text-base)}.wf-error{border-color:#efb4b4;background:#fff5f5;color:#8f1d1d}.wf-needs-input{outline:3px solid #b42318!important;outline-offset:2px}.results{display:none;animation:fadeIn .4s ease}.results.visible{display:block}.wf-result-hero{padding:26px 30px;margin-bottom:18px;background:linear-gradient(180deg,#fff,#f3f8fb);border-color:#2b6c8f73}.wf-result-hero-top{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}.wf-result-label{color:var(--text-muted);font-weight:700;letter-spacing:.08em;text-transform:uppercase}.wf-result-hero h2{margin-top:7px}.wf-result-hero p{margin-top:8px;color:var(--text-secondary)}.wf-tax-insight{display:grid;grid-template-columns:repeat(3,1fr);gap:0;padding:20px 24px;margin-bottom:18px}.wf-tax-insight>.wf-result-label{grid-column:1/-1;margin-bottom:16px;color:var(--accent-warm)}.wf-tax-stat{padding:0 20px;border-left:1px solid var(--border)}.wf-tax-stat:first-child{padding-left:0;border-left:0}.wf-tax-stat span,.wf-tax-stat strong{display:block}.wf-tax-stat span{color:var(--text-muted);font-size:var(--text-base)}.wf-tax-stat strong{color:var(--brand-navy);font-size:var(--text-lg);margin-top:3px}.wf-path-card{padding:28px;margin-bottom:18px}.wf-path-card h3{font-size:var(--text-lg)}.wf-path-intro{margin-top:5px;color:var(--text-secondary)}.wf-allocation-bar{display:flex;height:34px;margin-top:20px;overflow:hidden;border-radius:10px;background:#f3f4f6}.wf-allocation-segment{display:grid;place-items:center;min-width:3px;color:#fff;font-size:var(--text-xs);font-weight:700;white-space:nowrap;overflow:hidden;transform-origin:left;animation:wfSegmentFill .65s cubic-bezier(.22,.8,.32,1) both}.c-rmd{background:var(--color-rmd)}.c-hsa{background:var(--color-hsa)}.c-cash{background:var(--color-cash)}.c-traditional{background:var(--color-traditional)}.c-taxable{background:var(--color-taxable)}.c-roth{background:var(--color-roth)}.wf-priority-path{display:flex;flex-direction:column;margin-top:22px}.wf-path-step{display:grid;grid-template-columns:50px minmax(0,1fr) auto;gap:14px;border:1px solid #e5e7eb;border-radius:12px;background:var(--at-panel);padding:18px 20px;opacity:0;animation:wfStepReveal .48s cubic-bezier(.22,.8,.32,1) both;animation-delay:var(--wf-delay,0ms)}.wf-step-number{display:inline-grid;place-items:center;min-width:42px;height:28px;padding:0 7px;border-radius:999px;background:var(--brand-navy);color:#fff;font-size:var(--text-base);font-weight:700}.wf-step-name{color:var(--brand-navy);font-size:var(--text-base);font-weight:600}.wf-step-period{margin-top:6px;color:var(--text-primary);font-size:var(--text-lg);font-weight:700}.wf-step-annual,.wf-step-note{color:var(--text-muted);font-size:var(--text-base)}.wf-step-note{margin-top:7px}.wf-step-money{text-align:right;white-space:nowrap;color:var(--brand-navy);font-weight:600}.wf-path-arrow{position:relative;display:grid;place-content:center;width:52px;height:52px;margin:0 auto;color:#18794e;font-size:var(--text-stat);font-weight:700;opacity:0;transform:rotate(90deg);animation:wfConnectorReveal .35s ease both;animation-delay:var(--wf-delay,0ms)}.wf-path-arrow:before{content:"\2192";animation:wfArrowNudge 2.4s ease-in-out infinite;animation-delay:calc(var(--wf-delay,0ms) + .1s)}.wf-path-arrow:after{content:"";position:absolute;top:calc(50% - 2px);left:calc(26% + 3px);width:8px;height:8px;border-radius:50%;background:#18794e;box-shadow:0 0 12px #18794e;opacity:0;animation:wfConnectorPulse 2.4s ease-in-out infinite;animation-delay:calc(var(--wf-delay,0ms) + .1s)}.wf-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:18px}.wf-detail-card{padding:22px}.wf-detail-card h3{font-size:var(--text-base);margin-bottom:14px}.wf-threshold-row{display:grid;grid-template-columns:95px 1fr auto;gap:10px;align-items:center;margin-top:10px;font-size:var(--text-base)}.wf-threshold-track{height:9px;border-radius:999px;background:#e5e7eb;overflow:hidden}.wf-threshold-track span{display:block;height:100%;border-radius:inherit;background:#173f73}.wf-compare{width:100%;border-collapse:collapse;font-size:var(--text-base)}.wf-compare th,.wf-compare td{padding:9px 8px;border-top:1px solid var(--border);text-align:right}.wf-compare th:first-child,.wf-compare td:first-child{text-align:left}.wf-disclaimer{border:1px solid var(--border);border-radius:12px;background:var(--at-panel);padding:18px;color:var(--text-muted);font-size:var(--text-fine)}.wf-step[data-step="1"]>.wf-nav-actions{display:none}.wf-step[data-step="2"]{border-top:1px solid var(--border);margin-top:30px;padding-top:30px}.wf-step[data-step="2"]>.wf-nav-actions .wf-btn:first-child{display:none}.wf-more{margin-top:22px;border:1px solid var(--border);border-radius:12px;background:var(--at-panel);overflow:hidden}.wf-more>summary{cursor:pointer;list-style:none;padding:15px 17px;color:var(--brand-navy);font-weight:700}.wf-more>summary::-webkit-details-marker{display:none}.wf-more>summary:after{content:"+";float:right;color:var(--accent-warm)}.wf-more[open]>summary:after{content:"\2212"}.wf-more>.form-grid{padding:0 17px 17px}.wf-conditional-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}.wf-conditional-grid .full{grid-column:1/-1}.wf-excluded-card{border-style:dashed!important}.wf-survivor{margin-bottom:18px}.wf-survivor-intro{display:flex;align-items:center;justify-content:space-between;gap:18px}.wf-survivor-form{margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}.wf-survivor-results{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}.wf-survivor-case{border:1px solid var(--border);border-radius:12px;padding:18px;background:#fff}.wf-survivor-case h4{margin:0 0 12px;color:var(--brand-navy);font-size:var(--text-lg)}.wf-survivor-stat{display:flex;justify-content:space-between;gap:16px;padding:8px 0;border-top:1px solid var(--border)}.wf-survivor-stat strong{color:var(--brand-navy)}#ww-math{margin-bottom:18px}#ww-math .calc-disclosure-body p{margin:0 0 .7rem;font-size:var(--text-base);line-height:1.55}.ww-math-h{margin:2rem 0 .55rem;font-size:var(--text-xs);letter-spacing:.12em;text-transform:uppercase;color:var(--at-muted);font-weight:700}.ww-math-h:first-child{margin-top:0}.ww-math-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));gap:0 1.6rem;margin:0}.ww-math-grid>div{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;padding:.45rem 0;border-bottom:1px solid var(--at-border)}.ww-math-grid dt{margin:0;color:var(--at-muted)}.ww-math-grid dd{margin:0;color:var(--at-text);font-weight:600;text-align:right;font-variant-numeric:tabular-nums}.ww-math-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}.ww-math-table{width:100%;border-collapse:collapse;font-size:var(--text-base);min-width:38rem}.ww-math-table th,.ww-math-table td{text-align:right;padding:.65rem .55rem;border-bottom:1px solid var(--at-border);font-variant-numeric:tabular-nums;white-space:nowrap}.ww-math-table th:first-child,.ww-math-table td:first-child{text-align:left;white-space:normal}.ww-math-table thead th{font-size:var(--text-xs);letter-spacing:.07em;text-transform:uppercase;color:var(--at-muted);border-bottom:1px solid var(--at-field-border);font-weight:700;white-space:normal}.ww-math-table tr.ww-math-aside td{color:var(--at-muted)}.ww-math-table tr.ww-math-total td{font-weight:700;color:var(--at-text);border-top:1px solid var(--at-field-border);border-bottom:none}.ww-math-note{margin:.85rem 0 0!important;color:var(--at-muted)}.wf-print-only{display:none}@keyframes fadeIn{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}@keyframes wfSegmentFill{0%{transform:scaleX(0);opacity:.45}to{transform:scaleX(1);opacity:1}}@keyframes wfStepReveal{0%{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}@keyframes wfConnectorReveal{0%{opacity:0}to{opacity:1}}@keyframes wfArrowNudge{0%,to{transform:translate(0);opacity:.68}50%{transform:translate(4px);opacity:1}}@keyframes wfConnectorPulse{0%,25%{transform:translate(-4px);opacity:0}45%{opacity:1}75%,to{transform:translate(15px);opacity:0}}@media(max-width:760px){.main{padding:22px 16px 48px}.calc-card{padding:24px 18px}.wf-progress,.form-grid,.wf-detail-grid,.wf-conditional-grid,.wf-survivor-results{grid-template-columns:1fr}.form-group.full{grid-column:auto}.wf-result-hero-top,.wf-survivor-intro{flex-direction:column;align-items:flex-start}.wf-tax-insight{grid-template-columns:1fr}.wf-tax-stat{padding:12px 0;border-left:0;border-top:1px solid var(--border)}.wf-tax-stat:first-child{border-top:0}.wf-path-step{grid-template-columns:46px minmax(0,1fr)}.wf-step-money{grid-column:2;text-align:left}}@media(prefers-reduced-motion:reduce){.wf-allocation-segment,.wf-path-step,.wf-path-arrow,.wf-path-arrow:before,.wf-path-arrow:after{animation:none!important;opacity:1}.wf-path-arrow:after{display:none}}@media print{body *{visibility:hidden!important}.calc-shell,.calc-shell *,.wf-print-only,.wf-print-only *{visibility:visible!important}.calc-shell{position:absolute;left:0;top:0;width:100%;background:#fff;font-size:10pt}.wf-page-head,.calc-card{display:none!important}.main{max-width:none;padding:0}.results{display:block!important}.wf-print-only{display:block;margin-bottom:12px}.wf-path-arrow{height:24px}.wf-path-step{opacity:1;break-inside:avoid}}